Capital for your next farm project — Farm Capital Connect
Get connected with US lenders for tractor financing, land acquisition, and operating loans designed for commercial growers.
Soft credit inquiry does not affect your score.
4.9 Excellent · 3,200+ reviews via Big Think Capital- Operating line
- FSA guarantee
- Chattel mortgage
- Debt service
- Acreage expansion
- Equipment lease
- Asset collateral
- Working capital
Agricultural equipment financing and farm operating loans
Financing options matched to your situation, in one place.
- EQUIPMENT Tractor financing rates Finance new or used machinery including combines and irrigation systems.
- OPERATING Agricultural operating loans Cover seasonal costs with flexible lines of credit tailored to harvest cycles.
- LAND Farm land acquisition loans Long-term capital to secure your acreage and expand your operation.
- LIVESTOCK Livestock equipment financing Purchase essential infrastructure and handling systems for your operation.
- $10K–$2M Flexible funding amounts
- 24–48 hours Speed of decision
- 1 soft pull No impact to credit score
What business owners say
4.9-
This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
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Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
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They gave me a chance when nobody else would. I'm very satisfied.
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Ag-specific lenders
- Network of banks familiar with commodity price volatility.
- Direct access to USDA guaranteed farm loan partners.
Transparent process
- See exact rates and terms before you commit.
- No hidden service charges or predatory broker fees.
Fast approvals
- Decisions in days, not weeks.
- Designed to match your seasonal cash flow needs.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Low debt coverage ratio
Traditional banks often reject farmers with temporary dips in seasonal revenue.
Bad credit history
Mainstream lenders automate rejections when credit scores drop below their strict cutoff.
Startup risk concerns
New operators struggle to prove long-term revenue stability to local loan officers.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Corn producer
Expand irrigation system for dry season
Poultry operator
Upgrade ventilation and feed equipment
Almond grower
Purchase new tractor and soil tiller
Dairy farm
Cover seasonal feed and fertilizer costs
Insurance for commercial operations
Protect your assets and future yields with specialized agricultural coverage options available through our network.